Will health insurance cover home care?

Long term care insurance and home care
Health and Long-Term Care Insurance Benefits

Both health and long-term care insurance companies classify home care expenses as either medical or non-medical.  Many seniors are learning the difference between the two when reaching out to us.  For this reason, Adultcare Assistance Homecare counselors are experienced at helping families maximize insurance benefits.

Personal caregivers are classified as non-medical home care.  Because of this, medical insurance does not typically cover services by a caregiver.

To better understand the health insurance policies, consider a doctor consulting with a patient being discharged from the hospital.  The doctor prescribes medication, makes a physical therapy referral and recommends a change in diet.  Medical Insurance will often cover the prescriptions and the physical therapy, but seldom is healthy food covered.  Although, appropriate diet and proper level of personal care are vital to recovery, both are classified as non-medical and not covered.

Long-Term Care Insurance

Some of our clients do have supplemental benefits through a long term care policy.  Long term care insurance typically does include provisions for personal private caregivers.  If you have any questions about your specific medical insurance or long term care policy, then please call our office and we can walk you through the process to maximize your health benefits.

Voted "Best of Arizona" for 8 Years

Adultcare Assistance Homecare is trusted by Arizona. Prestigious recognition have included Business of the Year, Arizona Mature Workers Certification, Active Adult 50+ Program Award, A+ Better Business Bureau, and voted "Best of AZ" for 8 Years by Ranking Arizona.

Personalized Care Plan

Schedules and services are flexibly designed based on your home care needs. Clients can request caregivers by the day or as needed. Popular requests include 24 hour care, nights/weekends only and transportation to medical offices. Adultcare Assistance Homecare is happy to personalize your care to meet your needs.

Care Supervisor On Call 24/7

The senior care directors at Adultcare Assistance Homecare reduce family pressure by efficiently managing home care needs. The senior care management team is available 24 hours a day, 7 days a week to ensure clients are not left unattended, assist in sudden changes in care needs and provide family status updates.

Locally Owned, Arizona Focused (Not A Franchise)

National franchises have a different agenda than our locally owned, Arizona focused company. Adultcare Assistance Homecare partners with several Arizona senior organizations because we trust them and they trust us. Arizona does NOT regulate home care and many have difficultly understanding the impact on their family. Our owner, Krystal Wilkinson, is passionate about local home care and was recently selected as the President of the Arizona Chapter of the Home Care Association of America.

NO Long-Term Contracts

You can easily try our caregivers for a few hours and know the difference we make with no long-term commitments. Adultcare Assistance Homecare makes it easy to cancel home care services if you are not 100% satisfied.